Investment Calculators

Professional-grade calculators to analyze rental property investments and make data-driven decisions.

Cash-on-Cash Return Calculator

Calculate your annual pre-tax cash flow as a percentage of cash invested

Property Details

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Include taxes, insurance, maintenance, property management, etc.

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Analysis Results

Total Cash Invested $0
Annual Net Cash Flow $0
Cash-on-Cash Return 0%

Interpretation: A good cash-on-cash return is typically 8-12% or higher, depending on the market and your investment goals.

Cap Rate Calculator

Calculate the capitalization rate to evaluate property profitability

Property Details

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Include taxes, insurance, maintenance, management fees, utilities, etc. (exclude mortgage)

Analysis Results

Net Operating Income (NOI) $0
Cap Rate 0%

Interpretation: Cap rates vary by market. Generally, 4-6% is low (appreciation play), 6-8% is moderate, and 8%+ is high (cash flow focused).

DSCR Calculator

Calculate Debt Service Coverage Ratio for loan qualification

Income & Expenses

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Taxes, insurance, HOA, maintenance, management (exclude mortgage)

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DSCR Analysis

Net Operating Income $0/month
Debt Service $0/month
DSCR Ratio 0.00

Loan Qualification:

  • • DSCR > 1.25: Excellent (most lenders)
  • • DSCR 1.0-1.25: Good (many lenders)
  • • DSCR < 1.0: Challenging (few lenders)

1% Rule Calculator

Quick screening tool to evaluate if a property meets the 1% rule

Property Details

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1% Rule Analysis

1% of Purchase Price $0
Monthly Rent $0
Rent-to-Price Ratio 0%

Enter values to see analysis

Rule of Thumb: Properties meeting the 1% rule (monthly rent ≥ 1% of purchase price) often cash flow positively. The 2% rule indicates exceptional cash flow but is rare in most markets.

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