Monthly Performance Report (MPR)

Monthly Portfolio Summary • November 2024

Prepared for
Sarah Johnson
Midwest Property Holdings • 18 Properties • 42 Units
Insurance
All Current
12 renewals Q1
Leases
4 Expiring
Q1 2025
Property Tax
Current
3 appeals pending
Mortgages
All Current
7 refi opportunities

Executive Summary

AI-generated insights for November 2024

Portfolio Performance: Your portfolio showed strong performance in November with 91% occupancy across 42 units and a monthly net income of $42,650, up $2,340 from October. The portfolio health score improved to 85, indicating robust operational efficiency.

Key Opportunities: Seven properties qualify for refinancing with potential annual savings of $28,320. Additionally, shopping your insurance policies could save approximately $8,400 annually based on quotes received from Liberty Mutual.

Action Required: Two units in Cincinnati have been vacant for 30+ days, costing $3,200/month. Market analysis suggests a 5% rent reduction would fill these units within two weeks. Insurance renewals for 12 policies are due in Q1 2025.

Generated by AI analysis
Portfolio Health
85
Strong
↗ +3 vs Oct
Occupancy 91%
Payments Current 95%
Maintenance 93%
Monthly Net Income
$42,650
↗ +$2,340 vs October
Gross Income $68,400
Operating Expenses $25,750
Net Monthly Outlook
+$4,273
Potential improvement
Opportunities +$6,260
Risks -$1,987
November Wins: Tax appeal approved (Maple Dr, -$2,800/yr) 91% occupancy achieved Insurance coverage secured for all properties

Decisions Needed

Time-sensitive actions to protect and grow your portfolio

Review Insurance Quotes

Due in 14 days

PropTrust AI analyzed your policies and found potential savings. Market rates have increased 35% but shopping could offset most of the increase. Quotes obtained from 3 carriers.

Impact: Save $700/mo Priority: High

File Property Tax Appeals

Due in 30 days

PropTrust AI identified 3 properties with assessments 15-20% above market comparables. Filing appeals could reduce annual tax burden significantly.

Impact: Save $450/mo Priority: Medium

Initiate Lease Renewals

4 expiring Q1

4 leases expiring in Q1 2025. Market rents have increased 6-8% in these areas. Early renewal outreach recommended to secure tenants and capture market rates.

Impact: +$480/mo revenue Priority: Medium

Performance by Market

Columbus

10 properties

95%
Monthly Income $31,450
Cap Rate 6.8%
Value $5.2M

↗ 7 renewals secured this month

Cincinnati

5 properties

78%
Monthly Income $14,850
Cap Rate 7.4%
Value $2.1M

⚠ 2 units vacant 30+ days

Cleveland

3 properties

100%
Monthly Income $7,200
Cap Rate 5.9%
Value $1.4M

✓ Stable, no issues

Portfolio Details

Insurance & Risk

Coverage Status
All properties covered
Current
Q1 Renewals
12 policies expiring
Action Needed
Market Rate Increase
State Farm +28% • Farmers +42% • Allstate +18%
Shopping could save $8,400/yr

Property Taxes

Payment Status
All current for 2024
Current
Appeals Filed
3 properties under review
In Progress
Recent Win
Maple Dr reduced 12% • $2,800/yr savings
2 more decisions expected by Jan

Loans & Financing

Payment Status
All mortgages current
Current
Refinance Opportunities
7 loans qualify
$28K/yr Savings
Refi Analysis
Columbus (5) • Cleveland (2)
18-month payback • Quotes expire Dec 10

Leasing Status

Occupancy Rate
91% vs 95% target
Below Target
Q1 Expirations
4 leases expiring
Outreach Starting
Vacancy Issue
Cincinnati: 2 units @ $1,600/mo each
Pricing adjustment recommended

How PropTrust Powers Your MPR

847
Transactions auto-imported
12
Documents AI-processed
8
AI insights generated
16h
Time saved this month

PropTrust's AI analyzes your imported data from AppFolio, insurance docs, and tax bills to automatically generate these insights

Generated December 1, 2024 • Data as of November 30, 2024

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PropTrust Monthly Performance Report

Sarah Johnson • Midwest Property Holdings

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